David Y. Ige

HONOLULU – The Department of Commerce and Consumer Affairs Insurance Division wants to remind consumers of the upcoming closure of open enrollment for individual health insurance plans on the federal marketplace on December 15. Individuals who haven’t shopped for health insurance are encouraged to do so as soon as possible.

“Consumers have limited time left to enroll for health coverage starting on January 1, 2019. Those who have not yet signed up should take the time to consider plans across the various offerings,” said Insurance Commissioner Gordon Ito. “Individuals should consider more than just monthly premium rates, but also co-payments and deductibles and explore their options.”

Health insurance plans purchased through the federal marketplace may have costs reduced if consumers are eligible for an advance premium tax credit (APTC). With the APTC, a Gold plan could be more affordable than a Silver plan. Further clarification on the issues related to the Open Enrollment period of the Affordable Care Act Individual Market is available online here.

Look at your options, ask questions, choose a plan, and complete an application on HealthCare.gov as soon as possible to avoid delays as the deadline for enrollment nears.

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The Hawaii Insurance Division regulates the Hawaii insurance industry, issues licenses; examines the fiscal condition of Hawaii-based companies; reviews rate and policy filings; and investigates insurance related complaints.

Media Contact:

William Nhieu
Communications Officer
Department of Commerce and Consumer Affairs
Email: [email protected]
Office: (808) 586-7582
Cell: (808) 389-2788